Disclaimer: The financial calculators provided on this website are for informational and educational purposes only. All results are estimates based on user‑supplied data and generalized assumptions. These tools do not account for all factors that may affect your personal financial situation, and Carter Financial makes no representations or warranties regarding the accuracy, completeness, or applicability of any calculations or projections generated. Use of these calculators is entirely at your own risk. The outputs should not be interpreted as financial, tax, investment, or legal advice. Before making any financial decisions, you should consult directly with Carter Financial or another qualified professional who can evaluate your specific circumstances and provide personalized guidance. Carter Financial disclaims all liability for any actions taken or not taken based on the use of these calculators or the information they produce.